Products

Financial KnowledgeSome will find this news sounds too good to be true. It is hard to believe that there are strategies available that could have preserved your assets from the devastating downturns of the past. Certainly, most of us know how to keep our money safe: insurance companies have been preserving our money for over a century in vehicles like Annuities and Life Insurance. Innovative enhancements to these safe vehicles allow you to experience growth in Fixed Indexed Annuities* and Indexed Universal Life Insurance**.

The catch? Most indexed products are designed for long-term or nest egg money. Dollars that need to be spent in the near term are best placed elsewhere. For those who have the luxury of time, indexed vehicles like Indexed Annuities* and Indexed Universal Life Insurance** have the possibility to outperform the market over time without subjecting principal to market risk and market volatility. Indexed Annuities* and Indexed Universal Life Insurance** are regulated by governmental agencies. These well-designed vehicles have many positives and two potential negatives. The first negative is that they don’t capture all the up of the market and the second is that they are initially not 100% liquid. These plans have surrender penalties that eventually expire, resulting in the policy becoming 100% liquid. Paying a surrender penalty is a conscious decision…Market loss is not. We offer a variety of plans ranging from 5 to 16 years in length offered by many different Insurance Companies.